In a large bowl, combine flour and baking powder.

In a medium bowl, whisk together peanut butter, sugar, vegetable oil, and eggs.

Add the peanut butter mixture to the flour mixture in 2 additions, alternating with the milk.

Fold in the chocolate chips and peanut butter chips.

Drop about 1/3 cup pancake batter onto a hot griddle or a large saucepan set over medium-high heat.

Cook pancakes until golden on both sides. Repeat with remaining batter.

In a small bowl, microwave the 1/2 cup creamy peanut butter for 20 seconds, and stir until smooth and melted.

Serve each pancake with a tablespoon of peanut butter on top, and maple syrup, if desired!